One of the most common questions in all financial planning is “How much do I need to retire?”. Helping you prepare for when the paycheck stops is one of the most fundamental and valuable planning services we offer.
We manage four distinct strategies that can be blended to match your specific goals and objectives. Our overarching investment philosophy is to build investment strategies that help our clients achieve their goals while minimizing the risk taken along the way.
Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” When there’s a leak in the bucket, your earnest efforts to build wealth can be severely hampered. It’s important that your tax and estate planning strategies are aligned with and enhance your broader financial plan.
If you’ve amassed wealth (or even if you’re still in the phase of building), it’s important to protect it. Think of insurance like a shield. It helps protect what’s yours, so that the inevitable “unexpected” event in life is less of a setback. Risk management is critically important in helping protect your wealth.
We don’t have a fixed minimum investment level. That being said, our team puts a lot of work into creating customized wealth strategies for each of our clients. If asset levels are too low, our costs might not make sense for you. We typically work with clients with investable assets in excess of $1 million, but we also work with many younger investors with high incomes and aggressive savings goals.
Our cost is structured as a percentage of assets under management, charged in arrears on a quarterly basis. The cost schedule is variable based on the level of assets and the scope of our work. We believe in full transparency. As a result, you clearly see what we are being paid for the value we provide. We do not receive any hidden fees or other forms of compensation. Finally, there are no lock-ups or penalties if you decide to go in a different direction.
The account opening process is handled by our skilled client service team who does all the heavy lifting. Onboarding occurs after we’ve gone through the financial planning process, mutually determined that we are a fit, and have agreed on your wealth strategy.